Apex Landscaping Group
DeficientVendor information
- Vendor type
- Landscaping
- Contact name
- Marcus Cole
- marcus@apexlandscaping.example
- Phone
- (555) 618-2231
Documents
| File | Source | Status | Uploaded |
|---|---|---|---|
| certificate-of-insurance.pdf | vendor_link | Extracted | 2026-07-18 22:37 |
Verdicts
Coverloop assists with certificate review and does not provide legal or insurance advice. Verdicts are generated from AI-extracted data and configurable rules — always have a qualified professional confirm coverage decisions that matter. Read the full disclaimer.
- Fail2026-07-18 22:37
Earliest expiry: 2026-09-01
- • Commercial General Liability Each Occurrence is $500,000; the requirement is $1,000,000.
- • Commercial General Liability General Aggregate is $1,000,000; the requirement is $2,000,000.
HIGH RISKAI Explanation
Apex Landscaping's liability coverage is below your required minimum.
Apex Landscaping Group's General Liability policy provides $500,000 per occurrence and $1,000,000 aggregate — both below your organization's required minimums of $1,000,000 per occurrence and $2,000,000 aggregate. If a claim exceeding these lower limits arises from Apex's work at a Meridian property, your organization could be exposed to costs beyond what their insurance would cover. Workers' Compensation coverage on file does meet requirements. Apex should be asked to raise their General Liability limits, or add an umbrella policy that closes the gap, before further work is scheduled.
Recommended action
Request an updated certificate showing at least $1M/$2M General Liability limits, or an umbrella policy that closes the gap.
Business impact
A claim exceeding Apex's current limits could leave your organization covering costs their insurance won't.