Metro Electrical Contractors
DeficientVendor information
- Vendor type
- Electrical
- Contact name
- Priya Nandan
- priya@metroelectrical.example
- Phone
- (555) 774-9902
Documents
| File | Source | Status | Uploaded |
|---|---|---|---|
| certificate-of-insurance.pdf | vendor_link | Extracted | 2026-07-18 22:37 |
Verdicts
Coverloop assists with certificate review and does not provide legal or insurance advice. Verdicts are generated from AI-extracted data and configurable rules — always have a qualified professional confirm coverage decisions that matter. Read the full disclaimer.
- Fail2026-07-18 22:37
Earliest expiry: 2026-09-01
- • The certificate does not show additional insured status on the General Liability policy. Being listed as 'certificate holder' alone provides no coverage protection.
HIGH RISKAI Explanation
Metro Electrical hasn't named Meridian as an additional insured.
Metro Electrical Contractors' General Liability policy meets your coverage limit requirements, but Meridian Property Group is not listed as an additional insured on their certificate. Without this endorsement, Meridian would need to rely on its own insurance — rather than Metro's — if a claim arises from Metro's electrical work on your properties. This is one of the most common gaps in vendor certificates, and usually a quick fix: Metro's insurance agent can typically add the endorsement same-day. Work with this vendor should pause until an updated certificate confirms it's in place.
Recommended action
Ask Metro Electrical's insurance agent to add Meridian Property Group as an additional insured and send an updated certificate.
Business impact
Without this endorsement, your own insurance — not the vendor's — would need to respond to a claim from their work.